Citizenship: How can I spend money responsibly?
Developing financial literacy through exploring how people spend and save money.
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Citizenship: How can I spend money responsibly?
Please note
These lessons have been refreshed to keep the content current and relevant. They will be fully reviewed and updated when the new National Curriculum is published in 2027.
Unit outcomes
By the end of the unit, pupils should be able to:
- Name different payment methods.
- Identify some advantages and disadvantages of different ways to pay.
- Record and track money spent, saved and left.
- Explain what a budget is and plan how to spend and save a set amount of money.
- Decide whether something offers value for money by considering its cost, usefulness and quality.
- Identify some of the things that can influence people to spend money.
- Explain how spending choices can affect people and the environment.
- Recognise feelings that may arise in money-related situations and suggest helpful ways to respond.
Suggested prior learning
Citizenship: What careers do people choose and why?
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Related content
Unit resources
Knowledge organiser – RSE & PSHE Y4: How can I spend money responsibly?
Aimed at pupils, two pages providing key facts and definitions from the unit ‘How can I spend money responsibly?'
Vocabulary display – RSE & PSHE Y4: How can I spend money responsibly?
A display version of the vocabulary from the unit 'How can I spend money responsibly?'.
Cross-curricular opportunities
English: Spoken language.
Geography: Human and physical geography – Human geography.
Maths: Number – Addition and subtraction.
British values: Individual liberty; Mutual respect.