Lesson 4: Saving and spending

Learning why people make different choices about spending and saving money.

Before the lesson

Download classroom resources

Learning objective

  • To begin to understand that people make different choices about spending and saving money

National curriculum

  • The National Curriculum states that ‘All schools should make provision for personal, social, health and economic education (PSHE)’

Success criteria

Cross-curricular links

Attention grabber

Main event


Pupils needing extra support: Can use the Activity: Spend or save scenarios – support version.


Pupils working at greater depth: Can be challenged to give reasons for their answers to the scenarios.

Wrapping up

Assessing pupils' progress and understanding


Created by:
Sarah Huggins,  
RSE & PSHE specialist
Sarah has over 20 years’ experience in education. Starting as a Primary teacher, Sarah then moved into an advisory role that covered both PSHE education and Citizenship. She delivers courses for teachers, as well as sessions for children and young…
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