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Important
This unit is part of the new RSE & PSHE scheme, developed in line with the updated government Relationships, Sex and Health Education guidance. The lesson content will be published by 1 November 2026.
Unit outcomes
- Distinguish between needs and wants when making spending decisions.
- Identify different sources of income and types of expenditure.
- Allocate money within a weekly budget while prioritising needs.
- Explain how a loan works.
- Evaluate whether taking out a loan is sensible, including the consequences of late repayment.
- Identify situations where money may be at risk online or offline.
- Recommend suitable strategies for keeping money safe.
- Assess the possible risks and consequences of different forms of gambling.
Suggested prior learning
Citizenship: How can we make a difference in our communities and beyond?
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Lessons
Key skills
Key skills
- Classifying spending decisions as
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Key knowledge
To know:
- Borrowing money may
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Key vocabulary
budget (Y3/4)
need (Y1/2)
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Related content
Resources
Unit resources
Subject resources
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Cross-curricular opportunities
Coming soon.
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