Citizenship: How can we be in control of our money?

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  5. Citizenship: How can we be in control of our money?

Important

This unit is part of the new RSE & PSHE scheme, developed in line with the updated government Relationships, Sex and Health Education guidance. The lesson content will be published by 1 November 2026.

Unit outcomes

  • Distinguish between needs and wants when making spending decisions.
  • Identify different sources of income and types of expenditure.
  • Allocate money within a weekly budget while prioritising needs.
  • Explain how a loan works.
  • Evaluate whether taking out a loan is sensible, including the consequences of late repayment.
  • Identify situations where money may be at risk online or offline.
  • Recommend suitable strategies for keeping money safe.
  • Assess the possible risks and consequences of different forms of gambling.

Suggested prior learning

Citizenship: How can we make a difference in our communities and beyond?

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Lessons

Key skills

Key skills

  • Classifying spending decisions as
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Key knowledge

To know:

  • Borrowing money may
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Key vocabulary

budget (Y3/4)

need (Y1/2)

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Related content

    Resources

Unit resources

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RSE & PSHE

Knowledge organiser: RSE & PSHE Y5 How can we be in control of our money?

Aimed at pupils, two pages providing key facts and definitions from the unit 'How can we be in control of…

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RSE & PSHE

Vocabulary display: RSE & PSHE Y5 How can we be in control of our money?

A display version of the vocabulary from the unit 'How can we be in control of our money?'.

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Subject resources

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Cross-curricular opportunities

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Citizenship: How can we protect everyone’s rights?

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