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Lesson 3: What does budgeting mean?

Developing an understanding of a budget and whether spending choices are within budget.
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A young girl putting coins into a savings jar on a kitchen table.

Learning objective

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Before the lesson

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Lesson plan

1. Recap and recall

Optional: remind the children of the PSHE agreement created in the Introductory lesson: Setting rules for RSE & PSHE lessons and recap the agreed rules. If required, upload an image of the agreement to the Presentation: PSHE agreement.

This activity revisits learning from Lesson 2: Why keep track of money? to help the children recall key vocabulary. 

Show the Presentation: Keyword detective. Hand out whiteboards and pens to each child. Ask the children to look at the picture and read the definition before writing the keyword on their whiteboards.

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Teach in presentation mode

In this unit

Assessment – RSE & PSHE Y4: How can I spend money responsibly?Lesson 1: How do people pay for things?Lesson 2: Why keep track of money?
Lesson 3: What does budgeting mean?
Lesson 4: What is value for money?Lesson 5: What happens when people spend money?Lesson 6: How do people feel about money?
Created by:
Kapow Primary Team
Kapow Primary Team
Our team comprises experienced classroom teachers who love the foundation subjectsFind out more
Maintained by: Kapow Primary teamLast update: 10 September 2026

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